BHIM app launched

Gearing up the move towards Digital India , Prime Minister Narendra Modi recently launched e-wallet app BHIM(Bharat Interface for Money) , which is named after Dr B.R. Ambedkar according to the sources.

PM Narendra Modi mentioned that BHIM app is launched for making transactions more easy and reliable.

BHIM is Aadhaar based mobile payment service through which various transactions can be done.

The app BHIM was launched at Digi Dhan Mela which was held in Delhi.

It is basically refurbished version of UPI (Unified Payments Interface) and USSD (Unstructured Supplementary Service Data)

This service can be used on a smartphone or a regular basic feature phone . At present it is available on Play Store for Android Devices , later it will be available on App Store also for iOS devices ( Can't say anything about Windows Phone 😋).

To use BHIM one needs to register their respective account with the app and generate UPI code for further transactions .

Through BHIM anyone can send money to anyone's mobile number which is linked their bank account . Payments can also be done through mobile number or QR code. For non-UPI bank IFSC code can be used for money transactions through UPI.

PM Narendra Modi further added that they are working over the BHIM app and in future transactions will be made using thumbprint only.

He also added in his addressing that there was a time when an illiterate was called "angootha chaap" , and now all transactions can be done only through your angootha (thumb) 👍.

In the end I would like to tell you something about the BHIM app interface . When you will be loading the app for the first time , a welcome screen will appear . Thereafter you need to to enter your mobile number registered with bank account and have to select the bank from the mentioned list. After that a screen will appear requesting to generate UPI code , which you can generate later also. Now you are ready for transactions.

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